Accounting Pro

house keys on top of a signed mortgage agreement.

Contractor Mortgage Process made easy with Accounting Pro

Contractor Mortgage Process made easy with Accounting Pro

Banks in Ireland generally don\’t like to hand out contractor mortgages too easily. They see them as higher risk applicants than regular PAYE permanent workers. Therefore, as a contractor, it is very important that you apply in the most efficient manner possible.

You need to be aware that Irish Banks will review self-employed contractors using a Limited company subject to 3 years track record and an overall file assessment.  As part of the process, banks will provide a checklist and it will be very important that you follow the checklist exactly as regards the bank\’s requirements in order to get the best possible result and this should include a CV in order to build up an overall picture.

Once you receive your approval in principle this lasts between 3 to 12 months so even if you do not have a property in mind at least go in for this Approval in Principle where the maximum amount allowed will be signed off by their Credit Team. Accounting Pro can and will help anyone who uses our service with this process and we have a very good record of securing mortgages for our clients.

Once we have a full complete file we normally have a response within 10 working days.
Accounting Pro is Ireland’s premier contractor accounting service.  We are here to help the busy contractor and company, with all your accounting and payroll needs. We are both an umbrella company and umbrella corporation and we can create your limited company. We are experts in contractor pensions, contractor health insurance, illness and sick benefit for the self employed and contractor expenses. To learn more about what we do please review and contact us by email: or phone us (01) 582 5405. “Contractor Mortgage Process made easy with Accounting Pro” is an article written by Accounting-Pro Ireland for the benefit of everyone. Feel free to share it but please give attribution on a CC BY-SA license.